Ohio Income Tax Calculator 2026

Calculate your Ohio state income tax for 2026. Ohio uses a progressive tax system with rates up to 2.8%.

$
Deduction

Federal Income Tax

$7,670.00

Effective Tax Rate

10.23%

Marginal Tax Rate

22%

FICA (SS + Medicare)

$5,737.50

Total Tax Burden

$13,407.50

After-Tax Income

$61,592.50

Tax Calculation Breakdown

Gross Income$75,000.00
Above-the-Line Deductions- $0.00
Adjusted Gross Income (AGI)$75,000.00
Standard Deduction- $16,100.00
Taxable Income$58,900.00
10% on $0.00 – $12,400.00$1,240.00
12% on $12,400.00 – $50,400.00$4,560.00
22% on $50,400.00 – $105,700.00$1,870.00
Federal Income Tax (before credits)$7,670.00
Federal Income Tax (after credits)$7,670.00
Social Security (6.2%)$4,650.00
Medicare (1.45%)$1,087.50
Total FICA$5,737.50
Total Tax$13,407.50
After-Tax Annual Income$61,592.50
Monthly Take-Home$5,132.71

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Ohio Income Tax Overview

Ohio levies a graduated state income tax that has been flattened and trimmed over recent years, leaving a structure that tops out at just 2.75% for higher earners. Lower-income filers pay a reduced rate or fall below the threshold where tax begins, so the schedule is far gentler than the brackets you'll see in many other states. The Ohio Department of Taxation administers the tax, and most residents file an IT 1040 return each spring alongside their federal return.

This state tax stacks on top of, and is entirely separate from, your federal income tax to the IRS. It's also separate from the municipal income taxes that hundreds of Ohio cities and villages collect, which are filed and paid locally rather than on your state return. Because the top state rate is so modest, the state portion of an Ohio resident's total income tax bill is usually the smallest piece, often smaller than what a city like Columbus or Cleveland collects at 2.5%.

Ohio Income Tax Brackets 2026 (Single Filer)

Taxable Income Rate
$0 – $26,050 0.0%
Over $26,051 2.8%

Ohio Tax Snapshot

Sales Tax 0.0575%
Avg. Property Tax 0.0136%
Minimum Wage $11/hr

Official Sources:

Ohio Income Tax FAQ

What is Ohio's top income tax rate, and who pays it?
Ohio's graduated income tax tops out at 2.75%, which applies to income in the upper bracket. Filers with lower taxable income pay a reduced rate, and income below the bottom threshold isn't taxed at all. The exact bracket cutoffs are set by the Ohio Department of Taxation and indexed over time.
Is Ohio's state income tax the same as my city income tax?
No. The state income tax goes to Ohio on your IT 1040 return and tops out at 2.75%. Municipal income taxes are levied separately by roughly 600 cities, villages, and school districts, commonly 1% to 2%, and are filed with the local tax authority or a collector like RITA or CCA. You can owe both in the same year.
How does Ohio income tax interact with my federal taxes?
They are two independent systems. The IRS collects federal income tax under its own brackets, and Ohio collects its state tax separately at rates topping out at 2.75%. Your federal taxable income is the starting point for the Ohio return, but the two are calculated and paid to different governments.
Does Ohio tax retirement income or Social Security?
Ohio does not tax Social Security benefits, and it offers credits that can reduce tax on certain retirement income. Other retirement distributions may be taxable but are still subject only to the low graduated schedule topping out at 2.75%. The Ohio Department of Taxation publishes the current retirement income credit details on its forms.