Texas Income Tax Calculator 2026
Texas has no state income tax. See how TX compensates with other taxes and what it means for your finances.
Federal Income Tax
$7,670.00
Effective Tax Rate
10.23%
Marginal Tax Rate
22%
FICA (SS + Medicare)
$5,737.50
Total Tax Burden
$13,407.50
After-Tax Income
$61,592.50
Tax Calculation Breakdown
| Gross Income | $75,000.00 |
| Above-the-Line Deductions | - $0.00 |
| Adjusted Gross Income (AGI) | $75,000.00 |
| Standard Deduction | - $16,100.00 |
| Taxable Income | $58,900.00 |
| 10% on $0.00 – $12,400.00 | $1,240.00 |
| 12% on $12,400.00 – $50,400.00 | $4,560.00 |
| 22% on $50,400.00 – $105,700.00 | $1,870.00 |
| Federal Income Tax (before credits) | $7,670.00 |
| Federal Income Tax (after credits) | $7,670.00 |
| Social Security (6.2%) | $4,650.00 |
| Medicare (1.45%) | $1,087.50 |
| Total FICA | $5,737.50 |
| Total Tax | $13,407.50 |
| After-Tax Annual Income | $61,592.50 |
| Monthly Take-Home | $5,132.71 |
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
Texas Income Tax Overview
Texas is one of a small group of states with no personal income tax, and the policy is unusually well anchored: the Texas Constitution bars a tax on individual income unless voters approve it at the ballot box, a barrier reinforced by a 2019 constitutional amendment. So a wage earner, a freelancer, and a retiree drawing a pension all owe the state nothing on that income. There is no state return to file, no state withholding to reconcile, and no state-level brackets to track from one year to the next.
What this does not erase is federal tax. Residents still file with the IRS and pay federal income tax on a graduated schedule, plus Social Security and Medicare on earned income. The absence of a state tax simply means the federal layer stands alone, with nothing stacked on top of it. To fund services without an income tax, Texas leans harder on other sources, chiefly sales tax and locally assessed property tax, so the trade-off is less tax on what you earn and more on what you buy and own.
State Income Tax
0%
Texas has no state income tax
Texas Tax Snapshot
| Sales Tax | 0.0625% |
| Avg. Property Tax | 0.0168% |
| Minimum Wage | $7.25/hr |