Student Loan Refinance Calculator

Compare current student loans vs refinanced terms. See monthly savings, total interest savings, and break-even point.

$
%
$
months
%
months

New Monthly Payment

$530.33

Monthly Savings

$45.07

Total Interest Savings

$5,408.89

Current Loan

Monthly Payment$575.40
Remaining Term120 months
Total Remaining Payments$69,048.20
Total Interest Remaining$19,048.20

Refinanced Loan

New Monthly Payment$530.33
New Term120 months
Total Payments$63,639.31
Total Interest$13,639.31

Savings Summary

Monthly Savings$45.07
Total Interest Savings$5,408.89

Use the Student Loan Refinance Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.