Social Security Earnings Test Calculator

Calculate SS withholding if working before FRA ($1 per $2 over $22,320).

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Annual Withholding

$5,260.00

Net Monthly Benefit

$1,561.67

Earnings Test

Rule$1 per $2 over $24,480
Excess Earnings$10,520.00
Benefit Withheld$5,260.00
Net Annual Benefit$18,740.00

Use the Social Security Earnings Test Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.