SBA 7(a) Loan Calculator
Calculate SBA loan payments with guarantee fee. Compare SBA vs conventional loan rates.
Monthly Payment
$2,586.47
Total Interest
$425,940.74
Total Cost
$786,440.74
SBA 7(a) Loan Breakdown
| Monthly Payment | $2,586.47 |
| Total Payments Over Life of Loan | $775,940.74 |
| Total Interest Paid | $425,940.74 |
| SBA Guarantee Fee (3.0%) | $10,500.00 |
| Total Cost (Payments + Fee) | $786,440.74 |
SBA vs Conventional Loan Comparison
Conventional loan estimated at +1.5% higher rate
Conventional Monthly
$2,937.19
Monthly Savings (SBA)
$350.72
Total Interest Savings
$105,215.45
Use the SBA 7(a) Loan Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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