Renters Insurance Calculator
Estimate renters insurance premium based on personal property value, coverage type, and deductible.
Estimated Monthly
$22.00
Estimated Annual
$264.00
Coverage Type
Replacement Cost
Coverage Breakdown
| Personal Property | $25,000.00 |
| Liability Protection | $100,000.00 |
| Deductible | $500.00 |
| Coverage Type | Replacement Cost |
Deductible Comparison
| $500 deductible | $22.00/mo ($264.00/yr) |
| $1,000 deductible | $19.80/mo ($237.60/yr) |
| $2,500 deductible | $17.60/mo ($211.20/yr) |
What Renters Insurance Covers
- Covered: theft, fire, vandalism, water damage (non-flood), personal liability
- Not covered: floods, earthquakes, roommate belongings, car contents
- Replacement cost pays to replace items at current prices; ACV deducts depreciation
Use the Renters Insurance Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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