Paid Family Leave Calculator

Estimate paid family leave benefits by state and income.

By Konstantin Iakovlev · Updated September 2026 · Source: Benefits.gov

$

Weekly Benefit

$1,300.46

Total Benefit

$10,403.68

PFL Details

Top Replacement Rate70%
Effective Rate87%
Max Weekly Benefit$1,765.00
Weekly Benefit$1,300.46
Duration8 weeks
Total Benefit$10,403.68

Use the Paid Family Leave Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

How It Works

Estimating paid family leave benefits means combining your income with the 2026 rules that apply in your particular state, and this tool does exactly that across the various US programs. Those figures matter when you are planning around a new child or stepping back to care for a seriously ill relative, since knowing the number ahead of time lets family come first without the budget falling apart. The spread between programs is wide: California caps the weekly benefit at $1,765 in 2026 while Connecticut stops at $1,016.40, and the number of weeks ranges from eight to twelve.

The calculation begins by pulling your state's qualifying wage base and benefit percentage, which commonly lands somewhere between 60% and 100% of your average weekly wage (AWW). Several states now tier that rate, paying a high percentage on the first slice of your wage and a lower one above a breakpoint: Washington pays 90% then 50%, Massachusetts 80% then 50%, Connecticut 95% then 60%. Flat-rate states are simpler, as with New York, which pays a flat 67% of your AWW capped at 67% of the statewide average weekly wage, a cap of $1,228.53 in 2026 against a NYSAWW of $1,833.63. Your AWW itself is usually drawn from your highest-earning quarters inside a set base period.

Most programs base benefits on a look-back window, often running 5 to 18 months rather than your paycheck today, so recent raises may not be fully reflected. Confirm your state's specific eligibility rules as well, including minimum earnings thresholds and any waiting period, since those details can move the final figure. Washington, for example, imposes a mandatory one-week wait before payments start.

Example: New Jersey Paid Family Leave for a New Parent

  1. 1 Step 1: Input your average weekly wage. Let's assume an average weekly wage (AWW) of $1,500 in New Jersey for the qualifying base period.
  2. 2 Step 2: Apply New Jersey's 2026 benefit rate. New Jersey pays a flat 85% of your AWW, up to a maximum weekly benefit of $1,119 for 2026.
  3. 3 Step 3: Calculate the unadjusted weekly benefit and apply the cap. 85% of $1,500 is $1,275. That exceeds the $1,119 maximum, so the benefit is capped at $1,119, an effective replacement rate of 75% rather than the headline 85%.
  4. 4 Step 4: The estimated weekly Paid Family Leave benefit in New Jersey for this scenario is $1,119. Over the full 12 weeks of continuous bonding leave, that comes to $13,428 in total benefits.

Source: Benefits.gov · Last updated: September 2026

Frequently Asked Questions

Which states have paid family leave programs?
As of 2026, states with paid family leave include California, New Jersey, New York, Rhode Island, Washington, Massachusetts, Connecticut, Oregon, Colorado, Maryland, Delaware, Minnesota, and Maine. Programs vary significantly in duration, benefit amount, and eligibility.
How much does paid family leave pay?
Benefits replace 60% to 100% of wages up to a weekly cap, and several states tier the rate. For 2026: California pays 90% to lower earners and 70% above the SB 951 breakpoint, capped at $1,765 a week; New York pays a flat 67% capped at $1,228.53; New Jersey a flat 85% capped at $1,119; Washington 90% then 50% above $915, capped at $1,647; Massachusetts 80% then 50%, capped at $1,230.39; and Connecticut 95% then 60%, capped at $1,016.40.
Is there federal paid family leave?
There is no federal paid family leave law. The federal FMLA provides 12 weeks of unpaid, job-protected leave but only for employers with 50+ employees and workers who have been employed for at least 12 months. Paid leave is handled at the state level.