Mutual Fund Fee Impact Calculator
See how much expense ratios cost you over time. Compare high-fee funds to low-cost index funds.
Balance (with fees)
$424,785.11
Total Fees Paid
$41,310.60
% of Returns Lost
11.3%
Fee Impact Summary
| Initial Investment | $100,000.00 |
| Balance with 0.5% Fee | $424,785.11 |
| Balance with No Fees | $466,095.71 |
| Balance at Index (0.03%) | $463,513.12 |
| Cost of Fees | $41,310.60 |
| Returns Lost to Fees | 11.3% |
Fee Impact Over Time
| Year 10 | $206,103.16 ($9,789.34 in fees = 8.4% of returns) |
| Year 20 | $424,785.11 ($41,310.60 in fees = 11.3% of returns) |
What You Could Save
| Your fund (0.5%) | $424,785.11 |
| Index fund (0.03%) | $463,513.12 |
| Switching to index saves | $38,728.01 |
Use the Mutual Fund Fee Impact Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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