Mortgage Affordability Calculator
Calculate maximum mortgage from income and debts. Uses 28/36 DTI rules.
Max Home Price
$350,369.85
Max Loan Amount
$290,369.85
Max Monthly Payment
$2,333.33
Affordability Details
| Max Mortgage Payment (P&I) | $1,883.33 |
| Property Tax + Insurance + HOA | $450.00 |
| Total Housing Payment | $2,333.33 |
| Front-End DTI (housing) | 28.0% |
| Back-End DTI (total) | 34.0% |
| Limited by | front-end (28%) |
Conservative Estimate (25% of Income)
| Conservative Home Price | $311,825.18 |
| Conservative Loan Amount | $251,825.18 |
| Conservative Monthly P&I | $1,633.33 |
Use the Mortgage Affordability Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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