Home Equity Calculator
Calculate current home equity, LTV ratio, and HELOC borrowing power based on home value and mortgage balance.
Current Equity
$160,000.00
LTV Ratio
64.4%
Equity %
35.6%
Equity Breakdown
| Current Home Value | $450,000.00 |
| Current Loan Balance | $290,000.00 |
| Current Equity | $160,000.00 |
| Down Payment (est.) | $90,000.00 |
| Principal Paid Down | $70,000.00 |
| Appreciation (est.) | $0.00 |
| Annual Appreciation Rate | 0.0% |
HELOC Borrowing Power
| At 80% LTV Limit | $70,000.00 |
| At 90% LTV Limit | $115,000.00 |
| Current LTV | 64.4% |
Use the Home Equity Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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