EV Tax Credit Calculator 2026

2026

Check eligibility for the $7,500 new or $4,000 used EV tax credit with MSRP and income limits.

EV Tax Credit Eliminated

The federal EV tax credit (up to $7,500 for new vehicles and $4,000 for used vehicles under IRC 30D) was eliminated effective September 30, 2025 by the One Big Beautiful Bill Act (OBBBA). The credit is no longer available for vehicles purchased or placed in service after that date.

EV Tax Credit

$0

What Replaced the EV Credit

New Auto Loan Interest DeductionUp to $10,000/year
Eligible VehiclesAmerican-made vehicles (assembled in the U.S.)
Deduction TypeAbove-the-line deduction on auto loan interest
Applies ToNew vehicle purchases financed with an auto loan
EV Credit (30D)Eliminated after Sept 30, 2025
Used EV Credit (25E)Eliminated after Sept 30, 2025

New Auto Loan Interest Deduction

  • The OBBBA introduced a new above-the-line deduction for auto loan interest on American-made vehicles.
  • Taxpayers can deduct up to $10,000 per year in interest paid on qualifying auto loans.
  • The vehicle must be assembled in the United States to qualify.
  • This benefit applies regardless of whether the vehicle is gas, hybrid, or electric.

Use the EV Tax Credit Calculator 2026 above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.