CD (Certificate of Deposit) Calculator
Calculate CD earnings with different terms and APYs. Compare 3-month to 5-year CDs side by side.
Total Interest Earned
$512.67
Final Balance
$10,512.67
Effective APY
5.127%
CD Summary
| Final Balance | $10,512.67 |
| Total Interest Earned | $512.67 |
| Monthly Interest (avg) | $42.72 |
| Effective APY | 5.127% |
Term Comparison
| Term | Interest | Final Balance |
|---|---|---|
| 3 mo | $125.78 | $10,125.78 |
| 6 mo | $253.13 | $10,253.13 |
| 1 yr | $512.67 | $10,512.67 |
| 2 yr | $1,051.63 | $11,051.63 |
| 3 yr | $1,618.22 | $11,618.22 |
| 5 yr | $2,840.03 | $12,840.03 |
Use the CD (Certificate of Deposit) Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
You might also need
Compound Interest Calculator
Calculate compound interest with regular contributions. See how your money grows over time with daily, monthly, or annual compounding.
Inflation Calculator
Calculate the impact of inflation on purchasing power over time. See how much past dollars are worth today.
Net Worth Calculator
Calculate your net worth by adding up assets (savings, investments, property) and subtracting liabilities (loans, credit cards).